Giving is What a Mutual Bank is About

Financial integrity & doing good work have been in our DNA since 1906

It’s really pretty easy to be an OlyFedder: stay current with smart financial practices, be kind and helpful and focus on exceeding expectations. As a mutual savings bank, OlyFed is beholden only to depositors and borrowers, not corporate shareholders.

Community Giving

Each year, OlyFed contributes  anywhere from 5% to 15% of its profits to support hundreds of local charities and organizations. Last year that amounted to more than $460,000 in philanthropic support and sponsorships towards the advancement of more than 180 health and human service, arts, education, environmental, housing and youth-focused organizations.

Contribution Request Form

“When it comes to OlyFed, at the core of our mission is a vision to be financial partners that build relationships, celebrate diversity and use our resources to help our communities succeed. We do this by living out our values of doing the right thing.”  Sandy DiBernardo, VP/Director of Community Outreach.


Community Involvement

OlyFedders are equally invested as private citizens volunteering for just about every civic event and fundraising drive. Last year, employees volunteered more than 1,200 hours, supporting 70+ organizations. OlyFedders also served on the board of directors of more than 30 local organizations this past year, providing leadership support and professional expertise toward the fulfillment of a variety of social and economic development-related missions.


“Our mutual banking business model puts people and our community first as evidenced through the bank’s philanthropic investments in its neighbors and neighborhoods.” Josh Deck, President & CEO

Community Financial Education

Providing free access to high-quality personalized financial education classes is just another way we live out our values and invest in the community that invests with us. We provide classes on a variety of topics from budgeting, managing credit and account security to homebuying and construction lending. Our team of bankers has the knowledge, expertise and passion to help you achieve your dreams and goals.

We provide complimentary classes to nonprofits, schools, businesses, faith-based organizations, service clubs, professional associations and more. We can design a class to meet your needs and to ensure you walk away with the tools, resources and insight to face your financial future with confidence.


“We’ve served Thurston and Mason County for generations and it’s our plan to serve this wonderful place we all call home for generations to come. Our story is your story, and your success is our success; so we have a passion for being a collaborative community partner that helps all of our friends and neighbors thrive.”  Ryan Betz, SVP/Chief Strategy & Marketing Officer


Community Programs

Two Cent Campaign

In November of 2018, we launched our Two Cent Campaign which has provided more than $160,000 in support to more than 50 local nonprofit organizations. Every time our customers use their debit card, we donate two cents to a local charity because we give two cents about our community!

Neighbor2Neighbor Fund

The Neighbor2Neighbor Fund was established to support the spectrum of affordable housing needs in our community. Every time we close on a new mortgage or construction loan, we donate to three local housing organizations providing emergency shelter, affordable rental homes and homeownership opportunities for low-income individuals and families.

Community CheckingCommunity Checking

OlyFed’s Community Checking is designed to be an affordable transaction account to meet the needs of individuals who haven’t worked with a traditional financial institution in the past or who are looking to reestablish their credit and economic health and well-being.

Hello Home Affordable Home Loan optionAffordable Homebuyer Program

Housing values continue to rise, making affordability a growing challenge for many. To help eliminate barriers and welcome people into homeownership, we created a special affordable home loan program. Potential borrowers with gross earnings at 80% or less of the median household income levels in Thurston and Mason counties are eligible.